General Liability Insurance

McGowan Excess & Casualty (MEC), formerly P.S. & Associates, is one of the pre-eminent program administrators in the U.S. MEC specializes in placing Excess & Surplus Lines Commercial General Liability (“CGL”) coverage for a wide range of light-to-medium hazard classes of business. McGowan Excess & Casualty works exclusively through wholesale insurance brokers.

Primary Casualty Contacts

Recently Bound Accounts

Commercial Accounts
Brochure

Binding for Small Accounts Appetite Guide

Product Details

ELIGIBLE CLASSES EXAMPLES

  • Adhesive Manufacturer
  • Apartments
  • Commercial Contractors of all types
  • Condos
  • Convenient Stores / Gas Stations
  • Hotels/ Motels
  • Lessor’s Risk Only Exposures
  • Manufacturers of all types
  • Real Estate Property Management
  • Restaurants incl. Liquor Liability
  • Shopping Centers
  • Vacant Buildings & Vacant Land
  • MANY MORE!

CARRIER

A.M. Best “A” Rated

TERRITORY

Nationwide

SUBMISSION REQUIREMENTS

Standard ACORD applications and minimum three (3) years of currently valued, carrier loss runs, (5) five years preferred.

PRODUCTS/LIMITS

  • Primary & Excess General Liability
  • GL Limits: $1MM Occurrence/$2MM Aggregate, $2MM Occurrence/$1MM Aggregate
  • Excess Limits: Up to $5MM (supported Excess only, on certain classes)

MINIMUM POLICY PREMIUM

  • Primary: $5,000
  • Excess - $2,000