Service Product Details

McGowan Excess & Casualty (MEC) is a Program Manager that specializes in writing Umbrella & Excess Liability products for a broad range of commercial customers. MEC underwrites on behalf of “A” Rated Carriers, on both Admitted and Non-Admitted paper, and its products are available in all 50 states.

As an Program Manager, we perform all of the underwriting functions of our carriers; we do the underwriting, rating, and policy issuance “in house.” As a consequence, we can provide you with extraordinary service, competitive premiums, and broad coverage.

ELIGIBLE CLASSES

  • Fruit/Vegetable Harvesting
  • Janitorial Services
  • Laundries
  • Pest Control
  • Dairies/Milk Processing
  • Real Estate Agents
  • Health Clubs
  • Detective Agencies
  • Employment Agencies

TERRITORY

Nationwide

CARRIER

A.M. Best “A” Rated

REQUIRED UNDERLYING RATING

A- / VII or Better

PRODUCTS/LIMITS

  • Umbrella & Excess Liability
  • $10MM or More Depending on Insurance Carrier(s)

SWEET SPOT

  • $10,000 to $150,000 in Umbrella Liability Premium