Trade Contractors Product Details

McGowan Excess & Casualty (MEC) is a Program Manager that specializes in writing Umbrella & Excess Liability products for a broad range of commercial customers. MEC underwrites on behalf of “A” Rated Carriers, on both Admitted and Non-Admitted paper, and its products are available in all 50 states.

As an Program Manager, we perform all of the underwriting functions of our carriers; we do the underwriting, rating, and policy issuance “in house.” As a consequence, we can provide you with extraordinary service, competitive premiums, and broad coverage.

ELIGIBLE CLASSES

  • Cable Installation
  • Carpentry
  • Drywall
  • Electricians
  • Flooring Installation
  • HVAC
  • Landscaping
  • Masonry / Concrete
  • Painting
  • Paving / Grading
  • Plastering
  • Plumbers
  • Roofing / Siding
  • Septic Tank Installation
  • Sewer / Water Mains
  • Solar Panels
  • Swimming Pool
  • Tile

CARRIER

A.M. Best “A” Rated

REQUIRED UNDERLYING RATING

A- / VII or Better

TERRITORY

Nationwide

PRODUCTS/LIMITS

  • Umbrella & Excess Liability
  • $10MM or More Depending on Insurance Carrier(s)

SWEET SPOT

  • $10,000 to $150,000 in Umbrella Liability Premium