General Liability Insurance
McGowan Excess & Casualty (MEC), formerly P.S. & Associates, is one of the pre-eminent program administrators in the U.S. MEC specializes in placing Excess & Surplus Lines Commercial General Liability (“CGL”) coverage for a wide range of light-to-medium hazard classes of business. McGowan Excess & Casualty works exclusively through wholesale insurance brokers.
Examples of Eligible Classes:
- Adhesive Manufacturer
- Commercial Contractors of all types
- Convenient Stores / Gas Stations
- Hotels/ Motels
- Lessor’s Risk Only Exposures
- Manufacturers of all types
- Real Estate Property Management
- Restaurants incl. Liquor Liability
- Shopping Centers
- Vacant Buildings & Vacant Land
- MANY MORE!
Products: Primary & Excess General Liability
Limits: GL: $1MM Occurrence/$2MM Aggregate, $2MM Occurrence/$1MM Aggregate Excess Limits: Up to $5MM (supported Excess only, on certain classes)
Carrier: Multiple “A” Rated (Non-Admitted)
Minimum Policy Premium: Primary: $5,000 – Excess – $2,000
Territory: All Sates
Submission Requirements: Standard ACORD applications and minimum three (3) years of currently valued, carrier loss runs, (5) five years preferred.